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intermediate

Dollar-cost averaging

The boring, brilliant habit that beats trying to time the market.

Concept

DCA in one sentence

Dollar-cost averaging means investing a fixed amount of money on a fixed schedule — say $200 every two weeks — regardless of price. When prices are low, you buy more shares. When prices are high, you buy fewer. Over time, you smooth out the average.

Educational content only — not personalized investment, legal, or tax advice.