Aurora Finance
Calculator

Currency conversion calculator

A basic currency-conversion calculator with an optional FX spread — useful for travel budgeting, cross-border shopping, and understanding what a currency conversion actually costs.

Updated July 2026
$
%
Amount received
906.2
Fee cost
13.8
In target currency

How it works

Received = Amount × Rate × (1 − Fee%)
  • Enter the amount, the mid-market exchange rate, and any FX fee your bank or card charges.
  • The calculator returns the amount received in the target currency.

Worked examples

  • $1,000 × 0.92 EUR/USD × (1 − 1.5%) = €906.20 received.
  • The same amount with a 0% fee would receive €920 — the fee is a real cost.

Frequently asked questions

Where do I find the real exchange rate?

Any financial site quotes the mid-market rate. Banks and cards add a spread on top; that's the fee this calculator models.

Related

Exchange rate (glossary)
Reference definition.
Educational information only. Not personalised financial advice. Consult a qualified professional for decisions specific to your situation.