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Glossary · investing

What is Return on assets (ROA)?

Net income divided by total assets — how well a company deploys its asset base.

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ROA is leverage-neutral compared to ROE. Software companies routinely produce high ROA; banks and utilities much lower. Compare within an industry.

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ROA vs ROIC?

ROIC (return on invested capital) narrows in on capital actually deployed by the business, excluding excess cash. Often the sharpest quality signal.

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